- Get on the "Do Not Call" list to stop telemarketers. more»
- The Economics of Ditching Your Mortgage
For a recent story I did about underwater mortgages, I spoke with a lot of people who owe more on their mortgage than their homes are worth. Inevitably, these people would acknowledge the option of just walking away.. more» - How To Use Skype As A Free Internet Phone
Watch a video on how to use Skype to make free internet phone calls.. more» - Gauge Your Middle-Class Status
Despite the so-called recovery, many families continue to struggle, with income and other living standards slipping below thresholds that typically represent middle-class quality of life.. more» - Car Dealer Scams To Avoid
Buyer Beware: Here’s what to watch out for the next time you’re in the showroom.. more» - Sign Up for Product Recall Alerts
Obtain the latest recall information, report a dangerous product, or learn important safety tips.. more» - Five Extended Warranty Tips
The average new car costs over $25,600. With that cost, owners expect trouble-free operation and longer vehicle life.. more»
MoreBangForMyBuck Articles
Credit Monitoring
It is easy to confuse the necessary services supplied by credit monitoring companies with the potentially illegal functions of credit repair services. Credit monitoring companies provide an important service that can limit or help to avoid any damage done to your credit.
The Credit Card Accountability, Responsibility, and Disclosure Act, or CARD Act, was passed by Congress and signed into law in 2009 by President Obama, and went into effect on February 22, 2010. The bill created changes for almost every credit card, but how it affects you specifically depends on what sorts of cards you carry.
They’re watching you. Therefore, you should watch your credit history – credit monitoring. This mainly involves observing your credit history for any suspicious activity or irregularities in order to catch fraud and identity theft.
At the root of today’s economic troubles is debt, and this tends to be true for individuals just as much as society at large. People’s mortgage problems and foreclosures tend to get most of the focus in the media.
Personal Loans
From unexpected hospital visits, to huge car repair and home repair bills, to sudden unemployment of a spouse, financial emergencies always seem to strike us at the worst possible times.
When you are in desperate need of cash and don’t have any time to lose, you may consider the option of getting a payday loan. Payday loans are a type of short term cash advance loan for consumers who can prove steady income.
Are you facing a financial emergency and need to know how to get a personal loan for cash with no time to lose? Being broke is no laughing matter – neither is the stress of having to borrow cash when you find yourself at the end of your money with too much month left over.
When it comes to getting the cash that you need during a financial emergency, payday loans are a viable option for quick results. But before you decide whether or not to get a payday loan it’s best to familiarize yourself with the facts surrounding this type of cash advance loan. Keep reading for some frequently asked questions about payday loans that will help you decide if getting one is the right move for you to make.
Mortgage Loans
Subprime mortgages have been, somewhat rightly, blamed for the recent economic troubles. But the collapses in the banking system cannot be blamed entirely on them. Subprime loans are a tool, of sorts. Like any tool, they can be used for bad or for good. Alas, they were used, at least in part, very irresponsibly.
You’re a responsible person at this point. You’re trying to do everything right. You have a good job. You want a home of your own, maybe start a family. But with the big black marks on your credit report, you’re afraid you’ll be laughed out of the bank if you go in asking for a home loan. What can you do?
Home Services
If you’re old enough to remember the early 1960’s or if you ever saw Barry Levinson’s 1987 film, "Tin Men", starring Danny DeVito and Richard Dreyfuss, you might have an aversion to having your home sided with aluminum.
Installing replacement windows can be challenging. However, with a handful of window installation tips you can make your job a lot easier and pretty much be assured of success.
Child Care
When searching for someone to watch your children, ads in the paper or online might have their place, but you never know who's going to be reading them. You will have to be extra cautious with any interviewees with such an approach, and make sure their references are impeccable.
Are you looking into getting babysitting services and need to know how much you can expect to spend? Babysitter’s fees can vary depending on the person, the number of children that need to be cared for, and even the level of experience the babysitter has.
Hiring someone to watch over your children is a big decision, and not one to enter into without doing some investigation first, especially if the one you're hiring isn't someone you know well already. We've all heard the horror stories of abusive caregivers, but far more frequent than these are incompetent or neglectful ones.
When people hire a babysitter, for most the primary reason is to keep their children safe and secure, to protect them from outsiders but, most usually, themselves.
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